Discount Debt University has been created to provide educational materials and information to people in need of Debt Counseling at no cost.

Congratulations on your acceptance to the finest Debt University in the World and Good Luck on your Journey towards Financial Independence!
 
 
 
The objective in educating the public about using credit wisely, budgeting, and managing debt, is to ensure that the public is making informed decisions.
Each area of this website is designed to provide information in an easy to understand format including frequently asked questions, and strategies for eliminating debt and improving credit.
Once you have completed your degree with DDU, you should be in a position to take the necessary steps to improve your financial position.
You can also feel comfortable knowing that at any time throughout your educational journey, if you would like to speak with a Certified Financial Counselor, you can call us at 1-800-913-0121 or click here to send us an email.
 
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Credit-card companies, saddled with lower interest rates and hungry for more income, are raising fees at a faster clip.

Income from late fees and other penalties could climb by $1 billion to $13 billion this year.

Grace periods are shrinking steadily giving consumers less time to pay their bills.

Creditors are rewarding consumers for NOT paying balances to insure high interest payments.

Click here to visit Discount Debt and speak to a certified financial counselor.
Please Note: We are unable to service any residents of Maryland, Mississippi, Georgia or New York at this time.